Free tool
Cyprus Tax Calculator 2026
Work out your net annual and monthly take-home pay under the 2026 Cyprus tax reform — income tax bands, Social Insurance, GHS, the 50% expat exemption and non-dom dividend savings, all in one place.
Your income
Employment type
50% of your total employment income (when annual remuneration exceeds €55,000) is exempt from income tax — the flagship incentive for expats relocating to Cyprus.
Your Cyprus tax status
Non-dom means 0% Special Defence Contribution on dividends and interest (only the 2.65% GHS still applies) for up to 17 years — the typical status for expats relocating to Cyprus.
Net annual take-home
€0
Net monthly take-home: €0
Effective tax rate: 0%
Your breakdown
Enter your gross income above to see your personalised take-home breakdown.
Gross income
€0
Social Insurance
8.8% up to €68,904
-€0
GHS (GESY)
2.65%, jointly capped at €180,000 of total income
-€0
Taxable income
€0
Income tax
-€0
Total tax & contributions
-€0
Net take-home
€0
Does this apply to you?
Non-dom dividend exemption
As a non-dom, your dividends and interest are exempt from the 5% Special Defence Contribution — only the 2.65% GHS applies.
2026 rates at a glance
Income tax: 0% up to €22,000, then 20% / 25% / 30% / 35% progressive bands. Social Insurance: 8.8% employee / 16.6% self-employed, capped at €68,904. GHS (GESY): 2.65% employee / 4% self-employed, jointly capped at €180,000 of total income. SDC on dividends: 5% for Cyprus-domiciled individuals only (0% for non-dom). 50% exemption for new employees: 50% of total remuneration once it exceeds €55,000/yr.
Get the branded 2026 tax rates guide
One printable page with the full 2026 rate tables and worked take-home examples — sent straight to your inbox.
This calculator is provided by CYexpat for general information only and is not tax, legal, or accounting advice. It gives a simplified estimate of net take-home pay for a Cyprus tax resident — it excludes personal allowances, the reform's new deductions (child/student/green), non-resident source-based taxation, employer-side contributions, interest-income SDC, and the closed 20%/€8,550 exemption. Always confirm your own figures with the Cyprus Tax Department (Tax For All) and consult a licensed tax professional before acting. CYexpat accepts no liability for reliance on this information.
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